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Maintain a File of Bills
  
  
If you keep running out of money or don't know where it all went, startmaintaining a file of bills. Make it a point to insist on bills whenever youspend. When making purchases with a credit card, its good if you get a copy ofthe bill, otherwise file the monthly statement that is sent to you by yourcredit card company. If you are one of those who makes too many cash purchasesand bills are not possible, it would be a good idea to get an ATM card. If youalready have one, that's great. All you need to do is retain the cash withdrawalslip and file these. Luckily they come with dates. So all you need to do is jotdown major expenses at the back of this slip. Remember that this file will alsobe a good checklist for you to prevent wasteful expenditure.
  
    
 
  





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