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Here’s how you can optimise usage of your credit cards:
•Use them only for purchases that offeradvantages for the credit card users.
• Don’t use the credit cards when the merchantestablishments charge you extra for using the credit cards as against cashpayments.
• Note that most gas stations do charge extrafor using the credit cards for making the payments for the fuel purchases. Insuch cases, it is better to pay cash.
• There is a charge to cash advances on creditcards. It is better to use an ATMs rather than credit cards for drawing cashunless the ATMs are not available or you really need clean credit. |
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