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If you are an impulsive buyer, choose debit cards instead of credit cards. Here’s why:
+ In debit cards, your spending is immediately charge to the balance in your debit card account.
- In credit cards too, the credit limits are set, but if you are an impulsive buyer, the credit limits are used in full.
+ In debit cards, you spend only if you have money to your credit. When you are not spending the money, this money may also earn interest for you.
- If you are an impulsive buyer, you might land in situations where you find it difficult to make the payments against the credit card dues.
In conclusion: With Debit Cards you will have the advantage of using plastic cards for the convenience of your buying and yet protect yourself from impulsive buying. |
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