
Debit cards are like credit cards, when you are using them for purchases. In the case of debit cards, however, the balance in your bank accounts gets depleted immediately. An additional service charge of about 2% is levied, when you are using the debit cards or credit cards for air / train reservations and fuel in the petrol pumps. So why pay the extra 2% in the case of debit cards? Instead, you can draw the money from your nearest ATM and make the cash payment to save the service charges.